What we cover
Coverage Designed Around Your needs
Whether you work for yourself or run a small business, I'll help you find coverage that fits your work, your goals, and your needs.
Protect the people who depend on you.
Life Insurance
Life insurance can help provide financial protection for your loved ones if you pass away. The benefit can help your family manage important financial responsibilities such as a mortgage, debts, living expenses, education costs, and other future needs. Whether you are starting a family, buying a home, building a business or planning for the future, having the right life insurance can provide greater financial securty and peace of mind.
Key benefits
- Replace lost income for your family
- Cover business debts and obligations
- Fund a buy-sell agreement with partners
- Term and permanent options available
Who it's for
Starting a family, Buying a Home, Supporting Loved ones, Self-employed or a business owner, Approaching retirement, Building your financial future.
A diagnosis shouldn't mean financial ruin.
Critical Illness
If you're diagnosed with a serious illness — cancer, heart attack, stroke — critical illness insurance pays you a tax-free lump sum. Use it however you need: cover living expenses, pay for treatment, or take time off to recover without watching your savings disappear.
Key benefits
- Tax-free lump sum on diagnosis
- Use the money however you choose
- Covers 20+ critical conditions
- Return of premium options available
Who it's for
Employees, self-employed professionals and business owners who want financial protection if they are diagnosed with a covered critical illness and need time away from work.
Your income is your most valuable asset.
Disability Insurance
If an injury or illness stops you from working, disability insurance replaces a portion of your income. For the self-employed, this isn't optional — there's no employer coverage to fall back on. We'll find a policy that matches your occupation and income.
Key benefits
- Replace 60–85% of your income
- Own-occupation definitions available
- Short-term and long-term options
- Tailored to self-employed income structures
Who it's for
Anyone who is self-employed, a contractor, or a business owner without group benefits.
Don't let a medical emergency ruin your trip.
Travel Insurance
Provincial health plans don't cover you outside Canada — and a single emergency abroad can cost tens of thousands of dollars. Travel insurance covers emergency medical, trip cancellation, lost baggage, and more, so you can travel without the financial risk.
Key benefits
- Emergency medical coverage abroad
- Trip cancellation and interruption
- Lost or delayed baggage
- Single-trip and annual multi-trip plans
Who it's for
Business travellers, snowbirds, and anyone leaving or coming to Canada— even for a short trip.
Spare your family the financial burden.
Final Expense Insurance
Final expense insurance is a straightforward, affordable policy designed to cover end-of-life costs — funeral expenses, outstanding debts, and other final bills. It's easy to qualify for and gives your family one less thing to worry about.
Key benefits
- Cover funeral and burial costs
- No medical exam required
- Guaranteed acceptance options
- Affordable premiums for seniors
Who it's for
Seniors and anyone who wants to ensure their final expenses don't fall on family members.
Not sure which coverage you need?
That's exactly what we're here for. Book a free consultation and we'll walk you through your options — no pressure, no jargon.